What is the 'Camden Market Model' in money laundering?

The 'Camden Market Model' in money laundering refers to a specific method where cash-based businesses obscure illegally obtained revenues by representing them as legitimate sales. This model often involves operating a business that deals primarily in cash transactions, allowing individuals to blend illicit income with legitimate sales, thus making it difficult for authorities to differentiate between legal and illegal funds.

By inflating sales figures or otherwise misrepresenting the nature of the transactions, entities can create a facade of normalcy around their operations, helping to legitimize the illegally acquired money. This approach is attractive to those engaged in money laundering because it provides a relatively straightforward way of concealing the origins of illicit funds.

The other options describe different concepts that are not inherently tied to the mechanics of money laundering in the same way. For instance, strategies for high-value investments or financial services targeting wealthy individuals do not focus explicitly on the blending of illegal and legal finances. Similarly, credit systems for low-income families do not relate to the methods of laundering money but rather pertain to providing financial assistance to a specific demographic.